A law called the Fair Debt Collection Practices Act (FDCPA) is intended to protect consumers from aggressive debt collectors and agencies. When a debt collector violates this law, he or she faces serious potential consequences. If you’ve been negatively affected by a debt collector’s illegal practices, there are several actions you may take to remedy the situation. These options, however, are most effective when pursued with the assistance of experienced South Florida Class Action Attorneys. So, if you are a victim of illegal debt collection practices, review the options below and immediately contact our South Florida class action attorneys as soon as possible.
Take the debt collector to state court
If you are a victim of illegal debt collection practices, you may sue the debt collector in state court. In your lawsuit, you must demonstrate that the debt collector violated the FDCPA. If you are successful, you may be entitled to financial compensation.
Report the violation
You may contact the Federal Trade Commission (FTC) or Consumer Financial Protection Bureau (CFPB) to report FDCPA violations. And if a debt collector has violated state laws, you may also contact the Attorney General’s office to receive guidance on a possible FDCPA lawsuit and for a possible state law action against the debt collector. Reporting the violation will help to ensure that other consumers aren’t victimized in the future.
Use the violation to your advantage
Finally, if you actually owe money to the debt collector and would like to settle your debt, you may be able to use the debt collector’s violation of the FDCPA to your advantage. Understanding the high cost of an FDCPA lawsuit, a debt collector in violation of the law may be receptive to a proposal to settle your debt. This can be particularly effective if you have hard evidence of the debt collector’s violation. Of course, before pursuing this or any of the above options, it is necessary to first contact a South Florida consumer protection and commercial litigation attorney.
Florida Consumer Protection and Commercial Litigation Attorney
If you are a victim of illegal debt collection practices, you need aggressive legal representation. At Edwards Pottinger, our experienced Florida attorneys are dedicated to fighting marketplace injustice in all its forms, including illegal debt collection practices. Backed by decades of extensive experience trying cases in both state and federal court, Seth Lehrman and the Edwards Pottinger team are widely recognized for helping victims of unfair business practices achieve the justice they deserve. Regardless of your legal issue, our aggressive and compassionate Florida attorneys will take the time to discuss your rights, explore your options, and help you navigate the legal system. Therefore, if you or a loved one have been victimized by the illegal practices of a debt collector, please contact us immediately to schedule a consultation and begin your road to financial recovery.