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Identity Theft Risk Factors

When it comes to identity theft, everyone is a potential victim. The number of identity theft cases in the U.S. increase every year, and thousands of Americans fall victim to this practice every day. Although it’s possible to rebuild your life after becoming a victim of identity theft, the process can take years. Fortunately, by […]

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Suing a Creditor Over Uncollectible Accounts

A North Carolina debt buyer has filed a lawsuit alleging that national rent-to-own company Aaron’s sold its consumer accounts that were uncollectible. In the lawsuit, Turtle Creek Assets (TCA), the debt buyer, claims “a serial betrayal of trust by Aaron’s that injured not just the plaintiff (TCA) but has had a collateral effect on thousands […]

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tcpa law

An Overview of Florida’s New Mini-TCPA Law

A bill recently signed into law by Florida Governor Ron DeSantis is expected to dramatically impact businesses that engage in telemarketing and text message marketing to Florida residents. The bill, CS/SB 1120, amends current Florida law to require companies that contact consumers via automated sales text messages and telephone calls to first obtain the receiving […]

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identity theft

Is Identity Theft Common?

Many people think that identity theft is something that will never happen to them. Unfortunately, however, identity theft is becoming increasingly common in the United States. Approximately one in 20 Americans are affected by identity theft each year. In fact, the Federal Trade Commission received more than two million fraud reports from consumers in 2020. […]

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identity theft

Recognizing and Preventing Identity Theft

Identity theft is a growing problem in the U.S. In fact, approximately 30 percent of all adults in the country will have their identities stolen at some point in their lives. In other words, identity theft is a very real threat to everyone. Luckily, there are steps that consumers can take to recognize and prevent […]

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stolen identity on phone

Someone Stole My Identity: What Now?

Tens of millions of people have their identities stolen every year. In fact, there were approximately 1.4 million reports of identity theft in the United States in 2020, a figure that is nearly double the amount reported in 2019. In other words, identity theft is a very real risk, and everyone is vulnerable. In this […]

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debt collection

Can Debt Collectors Call My Family?

Debt collectors are known for doing whatever it takes to collect a debt, including calling a debtor’s family members. For debtors, this can be humiliating. And unfortunately, this tactic is often effective, as it forces debtors to pay up to avoid future embarrassing phone calls. In this article, we examine whether it’s legal for a […]

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work call

Can Debt Collectors Call You at Work?

Debt collectors use a variety of tactics to try to collect debts. One such tactic is contacting debtors by phone. However, when debt collectors have trouble getting ahold of debtors by calling them at home, they often resort to other means, including calling debtors at work. Debt collection calls at work aren’t only annoying—they can […]

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debt collection

Understanding Illegal Debt Collection Practices

The Fair Debt Collection Practices Act (“FDCPA”) is a consumer protection law that is designed to protect consumers from abusive debt collection practices. Unfortunately, however, many debt collectors are all too happy to violate the FDCPA in their quest to coerce consumers into making payments. Fortunately, when debt collectors violate the FDCPA, consumers have multiple […]

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identity theft

Common Identity Theft Myths

Identity theft is a serious problem in the United States. In fact, approximately 35 percent of all adults in the United States have been victims of identity theft. In order to avoid becoming a victim of identity theft, it’s important to have accurate information about the crime. Unfortunately, however, there’s a lot of misinformation out […]

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